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Products

stocks stocks
Stocks
options options
Options
deposit deposit
Deposit

3.25%
etf etf
ETF

Services

ready strategy ready strategy
Ready strategies
personal consulting personal consulting
Investment consulting
signals signals
Signals

Tools

halal halal
Halal check
premium features premium features
Premium features
analytics pro analytics pro
Analytics PRO
Pricing

Company

about about
About us
contacts contacts
Contacts

Regulation & protection

AFSA license AFSA license
DFSA License
reliability reliability
Reliability
insuranse insuranse
Account insurance
zero tariffs

Invest at 0%

Trade stocks commission-free
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Sharia-Compliant Investing

Quickly and easily check if stocks or ETFs meet Sharia standards—right from the app, with total convenience.

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AAOIFI standards

Every asset is screened against globally recognized AAOIFI Sharia standards for complete peace of mind.
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Sharia supervision

Benefit from evaluations by a team of qualified Sharia scholars ensuring assets meet the highest ethical criteria.
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Always up to date

Assets are continuously reviewed whenever new corporate reports are released, so you can invest confidently.
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Effortless access

Simply search for an asset in the app to instantly see its Sharia compliance status.

Why Sharia screening matters?

Purity of faith and intent

Investing isn't just about growing wealth—it's a form of worship. Halal screening ensures your investments align with Sharia principles, preserving the sincerity of your intentions.

Fulfilling religious duty

Islamic screening helps you meet your obligation to avoid haram activities, keeping your wealth and conscience clear.

Spiritual peace of mind

No need to analyze complex reports or question a company's practices. Feel confident your portfolio meets Islamic standards so you can focus on your goals.

Stability and balance

Screened companies often follow sound, balanced financial models that support the principle of capital preservation (hifz al-maal).

Halal stock screening methodology

  • Sharia standards

    Our screening is built on AAOIFI guidelines and expert Sharia advisory recommendations.

  • Double screening

    A thorough two-step process checks both the business model and financial ratios against AAOIFI's strict standards.

  • Regular updates

    Statuses are reviewed with each new financial filing (10-Q, 10-K, and equivalents), ensuring your data stays current and reliable.

  • Clear results

    Every stock is labeled "Compliant" or "Non-Compliant," with the option to view a detailed report on all screening criteria.

What we check

Business criteria

  • We analyze the percentage of revenue from haram sectors such as alcohol, gambling, tobacco, weapons, pork, and certain entertainment content.
  • We also review "grey" sources—interest income from financial instruments, rental and licensing fees, advertising revenue, and more.

Financial criteria

  • Debt Ratio – total debt to market capitalization should be ≤ 30%
  • Interest-bearing Assets – proportion of assets generating interest income should be ≤ 30%
  • Liquidity – current ratio and quick ratio are reviewed to ensure they meet Islamic guidelines.

AAOIFI

AAOIFI (Accounting and Auditing Organization for Islamic Financial Institutions) is an international body that sets Sharia standards for accounting and auditing in Islamic finance.

Investlink's app uses AAOIFI's methodology to assess investment risks for Muslim investors, ensuring compliance with globally recognized Islamic guidelines.

Zoya.Finance

An independent online service that screens over 20,000 stocks and ETFs for compliance with AAOIFI Sharia standards.

Data from Zoya.Finance is fully integrated into the app and regularly updated with each new corporate financial report, offering a simple and convenient way to analyze assets for Islamic compliance.

Understand more. Invest with confidence

Make informed investment decisions by tracking each asset's Sharia compliance—from overall status to detailed analysis of its business model and financial ratios.
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Complete Transparency Before Every Investment

Get the full picture of an asset's compliance with Islamic principles, with detailed AAOIFI-based analysis. Each report includes revenue breakdowns, exposure to questionable sources, debt levels, and interest-bearing assets—all with clear explanations and calculation formulas. Everything you need for informed, confident decisions, all in one place.
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How to check if stocks and ETFs are Sharia-compliant?

1

Sign Up

Enter your contact details and create a password.

2

Account Opening

Complete the form, verify your identity and residency.

3

Find Stocks

Search for the company you want to screen.

4

View Status

In the company profile, look for the "Islamic Audit" section.

Frequently Asked Questions:

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What does Sharia compliance mean?
Sharia compliance means adhering to Islamic law and principles, especially in finance and investing. It ensures your investments meet Islamic ethical standards by excluding involvement in prohibited (haram) activities such as alcohol production, gambling, or conventional financial services, as well as companies with excessive debt.

Since many companies may have some level of involvement in haram activities, Sharia standards serve as a guide to help Muslims navigate financial markets. The main goal is to ensure the company's core business is permissible (halal) and any involvement in haram sectors is kept to a minimum.
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Which instruments are screened?
Any stocks and ETFs available in the Investlink app (over 20,000 securities).
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What should I do if a stock loses its Sharia compliance?
If you hold a stock that was previously Sharia-compliant but is no longer, you have a few options:

1. Sell Immediately — the most conservative approach. Once you're notified that an asset no longer meets Sharia standards, you can exit the position right away to avoid earning income from prohibited (haram) sources in the future.

2. Apply a Grace Period — many Sharia boards and Islamic index providers allow a grace period (typically one or two financial quarters) before removing stocks from their funds. You can adopt a similar approach: monitor the company for a few months and keep the position if compliance is restored. If not, sell the asset.

3. Purify Your Income — regardless of the strategy you choose, it's recommended to purify any income earned while the asset was non-compliant. This means donating the proportionate share of dividends or profits related to haram revenue to charity.
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How often are Sharia compliance reports updated?
The database is updated daily to reflect market changes — new listings, delistings, stock splits, and more.

However, the Sharia compliance reports themselves follow the companies' financial reporting schedules. For U.S. companies that typically file with the SEC quarterly, Sharia compliance reports are updated at least once every quarter.
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What are "Questionable" Stocks?
Stocks are labeled as "questionable" for one of two reasons:

1. The company operates in an industry with an unclear Sharia status, leading to scholarly disagreement about its permissibility. Examples include advertising platforms that may promote prohibited products or services, supermarkets selling pork or alcohol, and gaming companies with potentially problematic content.

2. There's insufficient public information to confidently determine Sharia compliance. In such cases, greater transparency is needed to resolve the uncertainty.

In both scenarios, we recommend exercising caution and conducting your own due diligence before investing.

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